My unscientific guess would be that the manufacturer knows women are accustomed to paying more for facial cream than body lotion. I notice that the facial cream doesn't have any sunblock in it which would make it only useful for nighttime use.
I'm sorry, I should have said this first time around. I'm allergic to all sunscreens (including hypoallergenic & mineral sunscreens).
My day moisturizer does not have sunscreen either.
I think the consistency of the cream may be different from the lotion. Guess I'll have to try it to find out.
Suncreens are sooooo important for preventing skin cancer and anti-aging. If you have a dermatologist or allergist ask them WHAT kind of sunscreen you could use.