I guess it’s very difficult to say. A “stable” formula is only a legal term, companies don’t have to make a 100% stable formula. “To develop a sunscreen that conforms to today’s legal requirements, it is not necessary to reach 100% photostability (Wypych, 2015)”. If after 10MED still (I believe) 90% of the avobenzone is recovered, the company may claim it’s a stable formula. I don’t think the company is going to test how stable the formula is when an other product with octinoxate is applied over it. I once asked Avene and they couldn’t guarantee than the nano titanium dioxide in my powder would increase degradation of the avobenzone in their sunscreen.